USB offers two great personal checking account options.
Both accounts allow you to write as many checks or have as many debit card transactions as you want. ATMs are fee-free at all USB locations, Presto at Publix Grocery Stores and all world-wide Allpoint locations. Compare and decide which one is right for you! To re-order your checks visit OrderMyChecks.com®
Free Checking
Recommended if you want a checking account FREE of monthly service charges
With a USB Free Checking Account, you don’t have to worry about a fixed monthly charge or maintaining a minimum balance. It’s not required.
- Open with only $50
- No balance requirement
- No monthly service charges
- Mobile banking
- Online banking
- Web bill pay
- Debit chip card
- Zelle®
- Free Notary Service
- E-Statements available
- Check images included with monthly statements
Choice Checking
Recommended if you want a flexible interest-bearing package with added advantages for active lifestyles
Choice Checking offers a flexible interest-bearing checking package that includes free access to many important and useful banking products. You'll receive financial advantages as well as savings on related services.
- Open with only $50
- Mobile banking
- Online banking
- Web bill pay
- Debit Chip Card
- Zelle®
- E-Statements available
- Check images included with monthly statements
- Free printed USB logo checks
- Free Cashier’s Checks
- Free Notary Service
- Discounts on Safe Deposit Box
- Rate may change after account is open
Enjoy all the benefits of the USB Choice Checking for just $10 per month - or avoid the service charge when you maintain a minimum daily balance in your Choice account of $1,000 or a
$2,500 minimum balance in any combination of USB deposit accounts.