Residential Loans

Mortgage Loans

Loans for your dream-home purchase, major home additions, or refinancing existing loans has been a specialty of USB throughout our history. Our team helps find the right loan and terms for you.

We specialize in all types of residential loans:

Conventional
Construction
Construction/Perm
Adjustable Rate Mortgage
Fixed Rate Mortgages
Home Equity
Government (VA, FHA, USDA)
Residential Lots
Manufactured Homes
Condominiums
Jumbo

Here is a list of documents that will help you get started with the mortgage loan application process.

Two forms of identification (DL & SS)
Most current pay-stubs
Current employment and residence information
Copy of previous 2 year’s W2 and loan statements
Any additional monthly income information
If self-employed, last 2 year’s tax returns
Copy of sales contract, if applicable Loans subject to credit approval USB NMLS# 419535

Janet Noack
Senior Vice President

352-589-4663

Email Janet

NMLS# 514772